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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,360 | $183,627-90.5% | $155,602-88.8% | $145,978-88.1% |
| Participation rate | 89.5% | 82.7%+6.8pp | 78.2%+11.3pp | 80.3%+9.2pp |
| Annual return | 19.16% | 61.32%-42.2pp | 64.81%-45.6pp | 550.52%-531.4pp |
| Employer contribution / active EE | $1,103 | $5,316-79.3% | $4,675-76.4% | $4,662-76.3% |
| Participant deferral / active EE | $2,948 | $6,466-54.4% | $5,629-47.6% | $6,690-55.9% |
| Admin fee / account holder | $610 | $19,327-96.8% | $15,923-96.2% | $13,400-95.5% |