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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,562 | $48,327+118.4% | $67,575+56.2% | $80,935+30.4% |
| Participation rate | 70.5% | 66.4%+4.0pp | 72.9%-2.5pp | 67.7%+2.8pp |
| Annual return | 10.93% | 18.31%-7.4pp | 3528.98%-3518.0pp | 35.66%-24.7pp |
| Employer contribution / active EE | $0 | $2,022-100.0% | $2,736-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $8,630 | $2,927+194.8% | $4,003+115.6% | $4,299+100.7% |
| Admin fee / account holder | $5,710 | $3,692+54.7% | $3,993+43.0% | $6,924-17.5% |