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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,375 | $183,627-66.0% | $155,602-59.9% | $145,978-57.3% |
| Participation rate | 55.6% | 82.7%-27.1pp | 78.2%-22.6pp | 80.3%-24.7pp |
| Annual return | 9.50% | 61.32%-51.8pp | 64.81%-55.3pp | 550.52%-541.0pp |
| Employer contribution / active EE | $1,786 | $5,316-66.4% | $4,675-61.8% | $4,662-61.7% |
| Participant deferral / active EE | $3,229 | $6,466-50.1% | $5,629-42.6% | $6,690-51.7% |
| Admin fee / account holder | $439 | $19,327-97.7% | $15,923-97.2% | $13,400-96.7% |