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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,123 | $90,614-85.5% | $76,089-82.8% | $145,877-91.0% |
| Participation rate | 42.9% | 74.5%-31.6pp | 69.1%-26.2pp | 80.3%-37.4pp |
| Annual return | 15.88% | 623.80%-607.9pp | 360.94%-345.1pp | 551.28%-535.4pp |
| Employer contribution / active EE | $1,973 | $3,324-40.7% | $2,690-26.7% | $4,663-57.7% |
| Participant deferral / active EE | $2,214 | $5,168-57.2% | $4,259-48.0% | $6,691-66.9% |
| Admin fee / account holder | $5,787 | $8,376-30.9% | $6,418-9.8% | $13,402-56.8% |