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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,123 | $90,691-85.5% | $76,119-82.8% | $145,884-91.0% |
| Participation rate | 42.9% | 74.5%-31.6pp | 69.1%-26.2pp | 80.3%-37.4pp |
| Annual return | 15.88% | 624.52%-608.6pp | 361.25%-345.4pp | 551.85%-536.0pp |
| Employer contribution / active EE | $1,973 | $3,329-40.7% | $2,693-26.7% | $4,662-57.7% |
| Participant deferral / active EE | $2,214 | $5,167-57.1% | $4,259-48.0% | $6,690-66.9% |
| Admin fee / account holder | $5,787 | $8,383-31.0% | $6,421-9.9% | $13,392-56.8% |