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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,064 | $159,978-43.1% | $147,041-38.1% | $145,978-37.6% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 13.80% | 98.36%-84.6pp | 419.21%-405.4pp | 550.52%-536.7pp |
| Employer contribution / active EE | $8,738 | $5,288+65.2% | $4,935+77.1% | $4,662+87.4% |
| Participant deferral / active EE | $17,309 | $8,429+105.4% | $8,071+114.5% | $6,690+158.7% |
| Admin fee / account holder | $29,056 | $15,053+93.0% | $13,006+123.4% | $13,400+116.8% |