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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,092 | $156,398-69.9% | $147,318-68.0% | $138,895-66.1% |
| Participation rate | 58.3% | 83.8%-25.4pp | 82.1%-23.7pp | 79.9%-21.6pp |
| Annual return | 13.48% | 78.75%-65.3pp | 70.43%-57.0pp | 145.39%-131.9pp |
| Employer contribution / active EE | $2,662 | $4,853-45.1% | $4,593-42.0% | $4,194-36.5% |
| Participant deferral / active EE | $6,359 | $8,237-22.8% | $7,906-19.6% | $6,396-0.6% |
| Admin fee / account holder | $16,680 | $14,976+11.4% | $13,708+21.7% | $12,562+32.8% |