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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,252 | $88,815-38.9% | $81,882-33.7% | $145,897-62.8% |
| Participation rate | 81.8% | 75.1%+6.7pp | 72.4%+9.4pp | 80.3%+1.5pp |
| Annual return | 12.00% | 1033.75%-1021.7pp | 779.47%-767.5pp | 552.29%-540.3pp |
| Employer contribution / active EE | $3,031 | $3,086-1.8% | $2,916+3.9% | $4,663-35.0% |
| Participant deferral / active EE | $9,003 | $4,647+93.7% | $4,323+108.2% | $6,689+34.6% |
| Admin fee / account holder | $907 | $8,434-89.2% | $7,360-87.7% | $13,390-93.2% |