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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,337 | $102,385-9.8% | $147,080-37.2% | $80,935+14.1% |
| Participation rate | 98.3% | 75.9%+22.5pp | 82.2%+16.2pp | 67.7%+30.7pp |
| Annual return | 12.00% | 135.09%-123.1pp | 420.17%-408.2pp | 35.66%-23.7pp |
| Employer contribution / active EE | $3,273 | $3,717-11.9% | $4,933-33.6% | $2,757+18.7% |
| Participant deferral / active EE | $6,873 | $6,651+3.3% | $8,066-14.8% | $4,299+59.9% |
| Admin fee / account holder | $6,677 | $7,951-16.0% | $12,989-48.6% | $6,924-3.6% |