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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,056 | $106,864+15.2% | $147,318-16.5% | $82,637+48.9% |
| Participation rate | 93.8% | 75.5%+18.2pp | 82.1%+11.7pp | 68.1%+25.7pp |
| Annual return | 17.52% | 27.49%-10.0pp | 70.43%-52.9pp | 53.51%-36.0pp |
| Employer contribution / active EE | $3,701 | $3,417+8.3% | $4,593-19.4% | $2,552+45.0% |
| Participant deferral / active EE | $7,539 | $6,496+16.1% | $7,906-4.6% | $4,126+82.7% |
| Admin fee / account holder | $15,526 | $8,415+84.5% | $13,708+13.3% | $7,339+111.6% |