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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,575 | $77,472+72.4% | $100,392+33.1% | $80,935+65.0% |
| Participation rate | 67.9% | 76.9%-9.0pp | 81.5%-13.6pp | 67.7%+0.3pp |
| Annual return | 13.54% | 37.26%-23.7pp | 49.45%-35.9pp | 35.66%-22.1pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,941-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $7,852 | $6,818+15.2% | $8,090-2.9% | $4,299+82.6% |
| Admin fee / account holder | $30,837 | $5,885+424.0% | $7,904+290.1% | $6,924+345.3% |