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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,826 | $154,228-28.1% | $145,433-23.8% | $137,256-19.3% |
| Participation rate | 86.7% | 83.8%+2.9pp | 82.1%+4.5pp | 80.0%+6.7pp |
| Annual return | 20.65% | 74.59%-53.9pp | 66.58%-45.9pp | 220.34%-199.7pp |
| Employer contribution / active EE | $7,972 | $4,804+65.9% | $4,554+75.0% | $4,156+91.8% |
| Participant deferral / active EE | $9,421 | $8,216+14.7% | $7,897+19.3% | $6,407+47.0% |
| Admin fee / account holder | $768 | $14,344-94.6% | $13,129-94.2% | $12,270-93.7% |