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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,391 | $183,592-0.1% | $155,574+17.9% | $145,877+25.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.77% | 61.37%-52.6pp | 64.87%-56.1pp | 551.28%-542.5pp |
| Employer contribution / active EE | $5,366 | $5,317+0.9% | $4,676+14.8% | $4,663+15.1% |
| Participant deferral / active EE | $12,989 | $6,466+100.9% | $5,629+130.7% | $6,691+94.1% |
| Admin fee / account holder | $2,363 | $19,316-87.8% | $15,914-85.1% | $13,402-82.4% |