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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,391 | $183,592-0.1% | $155,567+17.9% | $145,959+25.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.77% | 61.24%-52.5pp | 64.74%-56.0pp | 561.95%-553.2pp |
| Employer contribution / active EE | $5,366 | $5,315+1.0% | $4,674+14.8% | $4,661+15.1% |
| Participant deferral / active EE | $12,989 | $6,464+100.9% | $5,628+130.8% | $6,689+94.2% |
| Admin fee / account holder | $2,363 | $19,318-87.8% | $15,916-85.2% | $13,398-82.4% |