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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,543 | $183,539+89.9% | $155,556+124.1% | $145,897+138.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.30% | 61.31%-49.0pp | 64.84%-52.5pp | 552.29%-540.0pp |
| Employer contribution / active EE | $3,984 | $5,315-25.0% | $4,675-14.8% | $4,663-14.6% |
| Participant deferral / active EE | $5,664 | $6,467-12.4% | $5,631+0.6% | $6,689-15.3% |
| Admin fee / account holder | $9,022 | $19,275-53.2% | $15,885-43.2% | $13,390-32.6% |