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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,163 | $142,354-85.1% | $125,529-83.1% | $155,188-86.4% |
| Participation rate | 47.1% | 78.1%-31.0pp | 74.7%-27.7pp | 80.8%-33.7pp |
| Annual return | 19.85% | 306.06%-286.2pp | 202.56%-182.7pp | 148.84%-129.0pp |
| Employer contribution / active EE | $749 | $3,501-78.6% | $3,058-75.5% | $4,248-82.4% |
| Participant deferral / active EE | $3,026 | $5,491-44.9% | $4,813-37.1% | $6,531-53.7% |
| Admin fee / account holder | $389 | $19,392-98.0% | $16,298-97.6% | $14,480-97.3% |