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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,561 | $166,242-8.8% | $165,071-8.2% | $145,884+3.9% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 15.96% | 100.44%-84.5pp | 70.17%-54.2pp | 551.85%-535.9pp |
| Employer contribution / active EE | $2,723 | $5,283-48.5% | $4,347-37.4% | $4,662-41.6% |
| Participant deferral / active EE | $8,382 | $6,964+20.4% | $6,035+38.9% | $6,690+25.3% |
| Admin fee / account holder | $3,578 | $16,658-78.5% | $12,695-71.8% | $13,392-73.3% |