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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,692 | $159,978+12.9% | $147,041+22.9% | $145,978+23.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.94% | 98.36%-84.4pp | 419.21%-405.3pp | 550.52%-536.6pp |
| Employer contribution / active EE | $13,974 | $5,288+164.3% | $4,935+183.2% | $4,662+199.8% |
| Participant deferral / active EE | $15,868 | $8,429+88.3% | $8,071+96.6% | $6,690+137.2% |
| Admin fee / account holder | $3,941 | $15,053-73.8% | $13,006-69.7% | $13,400-70.6% |