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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,518 | $154,228-65.3% | $145,433-63.2% | $137,256-61.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.93% | 74.59%-56.7pp | 66.58%-48.6pp | 220.34%-202.4pp |
| Employer contribution / active EE | $11,863 | $4,804+146.9% | $4,554+160.5% | $4,156+185.4% |
| Participant deferral / active EE | $21,080 | $8,216+156.6% | $7,897+166.9% | $6,407+229.0% |
| Admin fee / account holder | $7,583 | $14,344-47.1% | $13,129-42.2% | $12,270-38.2% |