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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,111 | $201,259+83.9% | $184,200+100.9% | $145,959+153.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 17.13% | 28.98%-11.8pp | 28.80%-11.7pp | 561.95%-544.8pp |
| Employer contribution / active EE | $17,435 | $7,018+148.4% | $6,424+171.4% | $4,661+274.1% |
| Participant deferral / active EE | $15,716 | $9,806+60.3% | $9,132+72.1% | $6,689+135.0% |
| Admin fee / account holder | $7,408 | $16,372-54.8% | $13,907-46.7% | $13,398-44.7% |