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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,796 | $76,522-68.9% | $56,033-57.5% | $145,884-83.7% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 14.42% | 3014.28%-2999.9pp | 1711.38%-1697.0pp | 551.85%-537.4pp |
| Employer contribution / active EE | $436 | $1,382-68.5% | $1,041-58.1% | $4,662-90.7% |
| Participant deferral / active EE | $1,635 | $2,624-37.7% | $1,954-16.3% | $6,690-75.6% |
| Admin fee / account holder | $69 | $3,328-97.9% | $2,827-97.6% | $13,392-99.5% |