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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,796 | $76,634-68.9% | $56,054-57.5% | $145,978-83.7% |
| Participation rate | 22.2% | 63.2%-41.0pp | 52.5%-30.3pp | 80.3%-58.1pp |
| Annual return | 14.42% | 3004.33%-2989.9pp | 1705.95%-1691.5pp | 550.52%-536.1pp |
| Employer contribution / active EE | $436 | $1,380-68.4% | $1,039-58.0% | $4,662-90.6% |
| Participant deferral / active EE | $1,635 | $2,622-37.7% | $1,952-16.3% | $6,690-75.6% |
| Admin fee / account holder | $69 | $3,321-97.9% | $2,822-97.6% | $13,400-99.5% |