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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,105 | $110,379+69.5% | $102,412+82.7% | $145,884+28.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 17.89% | 24.84%-6.9pp | 24.94%-7.0pp | 551.85%-534.0pp |
| Employer contribution / active EE | $32,139 | $4,216+662.3% | $3,870+730.5% | $4,662+589.3% |
| Participant deferral / active EE | $16,338 | $5,622+190.6% | $5,060+222.9% | $6,690+144.2% |
| Admin fee / account holder | $1,432 | $9,745-85.3% | $8,388-82.9% | $13,392-89.3% |