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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,307 | $155,555+19.1% | $146,866+26.2% | $155,188+19.4% |
| Participation rate | 33.3% | 84.0%-50.6pp | 82.5%-49.2pp | 80.8%-47.5pp |
| Annual return | 11.12% | 115.41%-104.3pp | 102.85%-91.7pp | 148.84%-137.7pp |
| Employer contribution / active EE | $1,203 | $4,647-74.1% | $4,425-72.8% | $4,248-71.7% |
| Participant deferral / active EE | $4,394 | $8,044-45.4% | $7,759-43.4% | $6,531-32.7% |
| Admin fee / account holder | $2,803 | $14,755-81.0% | $13,620-79.4% | $14,480-80.6% |