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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WEALTH ENHANCEMENT ADVISORY Service code 26 · EIN 41-2016508 8161 MAPLE LAWN BLVD · FULTON, MD 20759 | Advisory (Participants) | $34,033 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $12,148 |
Filed as: AMERICAN RETIREMENT PLAN SVC, LLC Service code 15 · EIN 52-2025778 | Recordkeeping | $6,768 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,014 | $48,744+14.9% | $93,727-40.2% | $200,096-72.0% |
| Participation rate | 52.9% | 63.7%-10.8pp | 68.7%-15.8pp | 72.0%-19.1pp |
| Annual return | 15.38% | 15.36%0pp | 133.83%-118.5pp | 34.26%-18.9pp |
| Employer contribution / active EE | $725 | $1,140-36.4% | $2,421-70.0% | $3,038-76.1% |
| Participant deferral / active EE | $3,337 | $2,825+18.1% | $4,417-24.4% | $5,090-34.4% |
| Admin fee / account holder | $135 | $195-31.1% | $8,292-98.4% | $269-50.0% |