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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,595 | $110,410-55.1% | $102,437-51.6% | $145,897-66.0% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 21.41% | 24.85%-3.4pp | 24.95%-3.5pp | 552.29%-530.9pp |
| Employer contribution / active EE | $1,803 | $4,217-57.2% | $3,871-53.4% | $4,663-61.3% |
| Participant deferral / active EE | $5,542 | $5,622-1.4% | $5,060+9.5% | $6,689-17.2% |
| Admin fee / account holder | $12,794 | $9,745+31.3% | $8,388+52.5% | $13,390-4.5% |