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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,813 | $156,398+23.9% | $147,318+31.6% | $138,895+39.5% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 16.14% | 78.75%-62.6pp | 70.43%-54.3pp | 145.39%-129.3pp |
| Employer contribution / active EE | $3,739 | $4,853-23.0% | $4,593-18.6% | $4,194-10.9% |
| Participant deferral / active EE | $8,286 | $8,237+0.6% | $7,906+4.8% | $6,396+29.6% |
| Admin fee / account holder | $806 | $14,976-94.6% | $13,708-94.1% | $12,562-93.6% |