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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,973 | $160,070-31.3% | $147,117-25.2% | $145,897-24.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.20% | 98.69%-79.5pp | 420.54%-401.3pp | 552.29%-533.1pp |
| Employer contribution / active EE | $5,868 | $5,285+11.0% | $4,932+19.0% | $4,663+25.9% |
| Participant deferral / active EE | $13,417 | $8,419+59.4% | $8,065+66.4% | $6,689+100.6% |
| Admin fee / account holder | $957 | $15,035-93.6% | $12,993-92.6% | $13,390-92.9% |