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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,429 | $154,228+0.1% | $145,433+6.2% | $137,256+12.5% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.6pp | 80.0%+13.8pp |
| Annual return | 16.59% | 74.59%-58.0pp | 66.58%-50.0pp | 220.34%-203.7pp |
| Employer contribution / active EE | $7,483 | $4,804+55.8% | $4,554+64.3% | $4,156+80.1% |
| Participant deferral / active EE | $16,358 | $8,216+99.1% | $7,897+107.1% | $6,407+155.3% |
| Admin fee / account holder | $3,532 | $14,344-75.4% | $13,129-73.1% | $12,270-71.2% |