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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,336 | $160,028-69.2% | $147,080-66.5% | $145,884-66.2% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.3pp | 80.3%-3.4pp |
| Annual return | 15.21% | 98.60%-83.4pp | 420.17%-405.0pp | 551.85%-536.6pp |
| Employer contribution / active EE | $2,225 | $5,286-57.9% | $4,933-54.9% | $4,662-52.3% |
| Participant deferral / active EE | $4,654 | $8,422-44.7% | $8,066-42.3% | $6,690-30.4% |
| Admin fee / account holder | $1,166 | $15,030-92.2% | $12,989-91.0% | $13,392-91.3% |