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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,696 | $67,823-34.1% | $52,425-14.7% | $137,256-67.4% |
| Participation rate | 27.3% | 63.9%-36.6pp | 55.6%-28.4pp | 80.0%-52.7pp |
| Annual return | 20.32% | 219.11%-198.8pp | 302.12%-281.8pp | 220.34%-200.0pp |
| Employer contribution / active EE | $2,303 | $1,163+98.1% | $914+151.9% | $4,156-44.6% |
| Participant deferral / active EE | $4,273 | $2,288+86.7% | $1,790+138.6% | $6,407-33.3% |
| Admin fee / account holder | $4,109 | $2,844+44.5% | $2,495+64.7% | $12,270-66.5% |