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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,464 | $87,060-16.8% | $105,591-31.4% | $80,911-10.4% |
| Participation rate | 97.4% | 70.4%+27.0pp | 75.3%+22.2pp | 67.6%+29.8pp |
| Annual return | 9.84% | 17.05%-7.2pp | 116.43%-106.6pp | 35.63%-25.8pp |
| Employer contribution / active EE | $3,556 | $2,396+48.4% | $3,166+12.3% | $2,756+29.0% |
| Participant deferral / active EE | $2,791 | $3,986-30.0% | $5,008-44.3% | $4,297-35.0% |
| Admin fee / account holder | $19,055 | $8,442+125.7% | $11,024+72.9% | $6,935+174.8% |