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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,464 | $87,106-16.8% | $105,607-31.4% | $80,935-10.5% |
| Participation rate | 97.4% | 70.4%+27.0pp | 75.3%+22.2pp | 67.7%+29.8pp |
| Annual return | 9.84% | 17.01%-7.2pp | 116.11%-106.3pp | 35.66%-25.8pp |
| Employer contribution / active EE | $3,556 | $2,396+48.4% | $3,167+12.3% | $2,757+29.0% |
| Participant deferral / active EE | $2,791 | $3,986-30.0% | $5,011-44.3% | $4,299-35.1% |
| Admin fee / account holder | $19,055 | $8,447+125.6% | $10,958+73.9% | $6,924+175.2% |