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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,778 | $156,398-38.8% | $147,318-35.0% | $138,895-31.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.25% | 78.75%-60.5pp | 70.43%-52.2pp | 145.39%-127.1pp |
| Employer contribution / active EE | $3,703 | $4,853-23.7% | $4,593-19.4% | $4,194-11.7% |
| Participant deferral / active EE | $12,040 | $8,237+46.2% | $7,906+52.3% | $6,396+88.2% |
| Admin fee / account holder | $1,560 | $14,976-89.6% | $13,708-88.6% | $12,562-87.6% |