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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,601 | $160,028-57.1% | $147,080-53.4% | $145,884-53.0% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 20.94% | 98.60%-77.7pp | 420.17%-399.2pp | 551.85%-530.9pp |
| Employer contribution / active EE | $2,689 | $5,286-49.1% | $4,933-45.5% | $4,662-42.3% |
| Participant deferral / active EE | $9,733 | $8,422+15.6% | $8,066+20.7% | $6,690+45.5% |
| Admin fee / account holder | $2,820 | $15,030-81.2% | $12,989-78.3% | $13,392-78.9% |