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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,344 | $81,487+62.4% | $102,412+29.2% | $80,935+63.5% |
| Participation rate | 97.1% | 66.8%+30.3pp | 74.5%+22.6pp | 67.7%+29.5pp |
| Annual return | 24.44% | 25.60%-1.2pp | 24.94%-0.5pp | 35.66%-11.2pp |
| Employer contribution / active EE | $13,899 | $3,103+347.9% | $3,870+259.2% | $2,757+404.2% |
| Participant deferral / active EE | $5,357 | $3,871+38.4% | $5,060+5.9% | $4,299+24.6% |
| Admin fee / account holder | $5,088 | $6,717-24.2% | $8,388-39.3% | $6,924-26.5% |