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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,240 | $48,327-47.8% | $67,575-62.6% | $80,935-68.8% |
| Participation rate | 87.9% | 66.4%+21.5pp | 72.9%+15.0pp | 67.7%+20.2pp |
| Annual return | 12.60% | 18.31%-5.7pp | 3528.98%-3516.4pp | 35.66%-23.1pp |
| Employer contribution / active EE | $1,069 | $2,022-47.1% | $2,736-60.9% | $2,757-61.2% |
| Participant deferral / active EE | $5,078 | $2,927+73.5% | $4,003+26.8% | $4,299+18.1% |
| Admin fee / account holder | $699 | $3,692-81.1% | $3,993-82.5% | $6,924-89.9% |