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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,987 | $160,028-18.1% | $147,080-10.9% | $145,884-10.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.11% | 98.60%-82.5pp | 420.17%-404.1pp | 551.85%-535.7pp |
| Employer contribution / active EE | $8,725 | $5,286+65.1% | $4,933+76.9% | $4,662+87.1% |
| Participant deferral / active EE | $11,265 | $8,422+33.8% | $8,066+39.7% | $6,690+68.4% |
| Admin fee / account holder | $16,619 | $15,030+10.6% | $12,989+27.9% | $13,392+24.1% |