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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,922 | $102,422-68.8% | $147,117-78.3% | $80,959-60.6% |
| Participation rate | 43.1% | 75.9%-32.8pp | 82.2%-39.1pp | 67.7%-24.6pp |
| Annual return | 13.49% | 135.16%-121.7pp | 420.54%-407.0pp | 35.67%-22.2pp |
| Employer contribution / active EE | $1,396 | $3,717-62.4% | $4,932-71.7% | $2,757-49.4% |
| Participant deferral / active EE | $3,072 | $6,652-53.8% | $8,065-61.9% | $4,300-28.6% |
| Admin fee / account holder | $2,054 | $7,953-74.2% | $12,993-84.2% | $6,925-70.3% |