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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,238 | $106,749-71.7% | $145,433-79.2% | $82,448-63.3% |
| Participation rate | 76.0% | 75.6%+0.4pp | 82.1%-6.1pp | 68.1%+8.0pp |
| Annual return | 21.34% | 27.59%-6.2pp | 66.58%-45.2pp | 41.64%-20.3pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,500 | $6,519-31.0% | $7,897-43.0% | $4,139+8.7% |
| Admin fee / account holder | $4,016 | $8,390-52.1% | $13,129-69.4% | $7,234-44.5% |