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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,206 | $223,823-56.1% | $211,142-53.5% | $154,746-36.5% |
| Participation rate | 83.3% | 87.9%-4.5pp | 87.3%-4.0pp | 80.7%+2.6pp |
| Annual return | 17.81% | 50.39%-32.6pp | 46.84%-29.0pp | 172.34%-154.5pp |
| Employer contribution / active EE | $2,140 | $6,787-68.5% | $6,442-66.8% | $4,379-51.1% |
| Participant deferral / active EE | $10,516 | $9,750+7.8% | $9,284+13.3% | $6,730+56.2% |
| Admin fee / account holder | $529 | $19,707-97.3% | $19,076-97.2% | $14,365-96.3% |