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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,930 | $201,370-45.9% | $184,256-40.9% | $145,897-25.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.16% | 29.05%-16.9pp | 28.85%-16.7pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,365 | $7,024-52.1% | $6,427-47.6% | $4,663-27.8% |
| Participant deferral / active EE | $14,707 | $9,808+50.0% | $9,133+61.0% | $6,689+119.9% |
| Admin fee / account holder | $599 | $16,364-96.3% | $13,899-95.7% | $13,390-95.5% |