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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,359 | $112,729+88.4% | $98,716+115.1% | $137,256+54.7% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.3%+16.4pp | 80.0%+5.8pp |
| Annual return | 21.37% | 38.48%-17.1pp | 31.81%-10.4pp | 220.34%-199.0pp |
| Employer contribution / active EE | $30,204 | $2,725+1008.3% | $2,279+1225.6% | $4,156+626.7% |
| Participant deferral / active EE | $19,400 | $4,640+318.1% | $4,048+379.3% | $6,407+202.8% |
| Admin fee / account holder | $4,387 | $10,129-56.7% | $8,703-49.6% | $12,270-64.2% |