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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,075 | $107,809+11.4% | $97,032+23.7% | $155,188-22.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 18.56% | 38.06%-19.5pp | 35.38%-16.8pp | 148.84%-130.3pp |
| Employer contribution / active EE | $9,867 | $2,911+238.9% | $2,629+275.3% | $4,248+132.3% |
| Participant deferral / active EE | $12,547 | $5,129+144.6% | $4,672+168.5% | $6,531+92.1% |
| Admin fee / account holder | $741 | $10,717-93.1% | $9,418-92.1% | $14,480-94.9% |