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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,209 | $162,136+10.5% | $152,301+17.7% | $154,746+15.8% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 11.82% | 91.02%-79.2pp | 80.50%-68.7pp | 172.34%-160.5pp |
| Employer contribution / active EE | $2,358 | $4,890-51.8% | $4,624-49.0% | $4,379-46.1% |
| Participant deferral / active EE | $8,786 | $8,341+5.3% | $8,004+9.8% | $6,730+30.5% |
| Admin fee / account holder | $42,473 | $15,759+169.5% | $14,398+195.0% | $14,365+195.7% |