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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,228 | $100,970+109.2% | $96,576+118.7% | $137,256+53.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 13.19% | 38.16%-25.0pp | 38.47%-25.3pp | 220.34%-207.1pp |
| Employer contribution / active EE | $352 | $3,809-90.7% | $3,553-90.1% | $4,156-91.5% |
| Participant deferral / active EE | $6,990 | $8,286-15.6% | $7,956-12.1% | $6,407+9.1% |
| Admin fee / account holder | $5,554 | $11,312-50.9% | $11,381-51.2% | $12,270-54.7% |