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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,228 | $107,666+96.2% | $102,184+106.7% | $154,746+36.5% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 13.19% | 29.33%-16.1pp | 31.58%-18.4pp | 172.34%-159.1pp |
| Employer contribution / active EE | $352 | $3,846-90.8% | $3,594-90.2% | $4,379-92.0% |
| Participant deferral / active EE | $6,990 | $8,719-19.8% | $8,309-15.9% | $6,730+3.9% |
| Admin fee / account holder | $5,554 | $12,943-57.1% | $11,609-52.2% | $14,365-61.3% |