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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,024 | $154,228-69.5% | $145,433-67.7% | $137,256-65.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 22.04% | 74.59%-52.5pp | 66.58%-44.5pp | 220.34%-198.3pp |
| Employer contribution / active EE | $8,679 | $4,804+80.7% | $4,554+90.6% | $4,156+108.8% |
| Participant deferral / active EE | $16,078 | $8,216+95.7% | $7,897+103.6% | $6,407+150.9% |
| Admin fee / account holder | $2,885 | $14,344-79.9% | $13,129-78.0% | $12,270-76.5% |