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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,542 | $154,228-82.8% | $145,433-81.7% | $137,256-80.7% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 1.40% | 74.59%-73.2pp | 66.58%-65.2pp | 220.34%-218.9pp |
| Employer contribution / active EE | $1,083 | $4,804-77.5% | $4,554-76.2% | $4,156-73.9% |
| Participant deferral / active EE | $7,690 | $8,216-6.4% | $7,897-2.6% | $6,407+20.0% |
| Admin fee / account holder | $3,436 | $14,344-76.0% | $13,129-73.8% | $12,270-72.0% |