Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,331 | $63,809-50.9% | $81,353-61.5% | $80,935-61.3% |
| Participation rate | 32.3% | 63.9%-31.6pp | 69.5%-37.3pp | 67.7%-35.4pp |
| Annual return | 2.32% | 16.37%-14.1pp | 24.82%-22.5pp | 35.66%-33.3pp |
| Employer contribution / active EE | $513 | $1,981-74.1% | $2,464-79.2% | $2,757-81.4% |
| Participant deferral / active EE | $982 | $3,093-68.3% | $3,885-74.7% | $4,299-77.2% |
| Admin fee / account holder | $1,965 | $5,686-65.4% | $5,766-65.9% | $6,924-71.6% |