Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,654 | $102,422-53.5% | $147,117-67.6% | $80,959-41.1% |
| Participation rate | 23.7% | 75.9%-52.2pp | 82.2%-58.5pp | 67.7%-44.0pp |
| Annual return | 10.30% | 135.16%-124.9pp | 420.54%-410.2pp | 35.67%-25.4pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,639 | $6,652-60.3% | $8,065-67.3% | $4,300-38.6% |
| Admin fee / account holder | $2,262 | $7,953-71.6% | $12,993-82.6% | $6,925-67.3% |