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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,852 | $183,516-85.9% | $155,534-83.4% | $145,884-82.3% |
| Participation rate | 95.7% | 82.7%+12.9pp | 78.2%+17.4pp | 80.3%+15.3pp |
| Annual return | 16.83% | 61.43%-44.6pp | 64.92%-48.1pp | 551.85%-535.0pp |
| Employer contribution / active EE | $501 | $5,315-90.6% | $4,675-89.3% | $4,662-89.2% |
| Participant deferral / active EE | $1,929 | $6,467-70.2% | $5,630-65.7% | $6,690-71.2% |
| Admin fee / account holder | $480 | $19,293-97.5% | $15,900-97.0% | $13,392-96.4% |