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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,852 | $183,627-85.9% | $155,602-83.4% | $145,978-82.3% |
| Participation rate | 95.7% | 82.7%+13.0pp | 78.2%+17.4pp | 80.3%+15.4pp |
| Annual return | 16.83% | 61.32%-44.5pp | 64.81%-48.0pp | 550.52%-533.7pp |
| Employer contribution / active EE | $501 | $5,316-90.6% | $4,675-89.3% | $4,662-89.2% |
| Participant deferral / active EE | $1,929 | $6,466-70.2% | $5,629-65.7% | $6,690-71.2% |
| Admin fee / account holder | $480 | $19,327-97.5% | $15,923-97.0% | $13,400-96.4% |