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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,756 | $112,729-61.2% | $98,716-55.7% | $137,256-68.1% |
| Participation rate | 30.8% | 74.2%-43.5pp | 69.3%-38.5pp | 80.0%-49.2pp |
| Annual return | 14.60% | 38.48%-23.9pp | 31.81%-17.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $699 | $2,725-74.3% | $2,279-69.3% | $4,156-83.2% |
| Participant deferral / active EE | $2,290 | $4,640-50.6% | $4,048-43.4% | $6,407-64.3% |
| Admin fee / account holder | $13,999 | $10,129+38.2% | $8,703+60.9% | $12,270+14.1% |