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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,114 | $81,331-74.0% | $155,534-86.4% | $80,935-73.9% |
| Participation rate | 65.5% | 66.3%-0.7pp | 78.2%-12.7pp | 67.7%-2.1pp |
| Annual return | 16.11% | 33.37%-17.3pp | 64.92%-48.8pp | 35.66%-19.6pp |
| Employer contribution / active EE | $1,836 | $3,105-40.9% | $4,675-60.7% | $2,757-33.4% |
| Participant deferral / active EE | $4,148 | $3,454+20.1% | $5,630-26.3% | $4,299-3.5% |
| Admin fee / account holder | $1,621 | $7,999-79.7% | $15,900-89.8% | $6,924-76.6% |