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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,091 | $162,136-46.9% | $152,301-43.5% | $154,746-44.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.22% | 91.02%-72.8pp | 80.50%-62.3pp | 172.34%-154.1pp |
| Employer contribution / active EE | $2,695 | $4,890-44.9% | $4,624-41.7% | $4,379-38.5% |
| Participant deferral / active EE | $5,507 | $8,341-34.0% | $8,004-31.2% | $6,730-18.2% |
| Admin fee / account holder | $584 | $15,759-96.3% | $14,398-95.9% | $14,365-95.9% |