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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,802 | $196,972-80.3% | $182,262-78.7% | $198,609-80.5% |
| Participation rate | 88.9% | 85.7%+3.2pp | 84.2%+4.7pp | 82.4%+6.5pp |
| Annual return | 19.90% | 158.27%-138.4pp | 140.60%-120.7pp | 202.70%-182.8pp |
| Employer contribution / active EE | $2,184 | $5,364-59.3% | $5,046-56.7% | $5,055-56.8% |
| Participant deferral / active EE | $4,213 | $8,643-51.3% | $8,276-49.1% | $6,977-39.6% |
| Admin fee / account holder | $330 | $18,429-98.2% | $16,712-98.0% | $19,030-98.3% |