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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,802 | $154,228-74.8% | $145,433-73.3% | $137,256-71.7% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 19.90% | 74.59%-54.7pp | 66.58%-46.7pp | 220.34%-200.4pp |
| Employer contribution / active EE | $2,184 | $4,804-54.5% | $4,554-52.1% | $4,156-47.5% |
| Participant deferral / active EE | $4,213 | $8,216-48.7% | $7,897-46.7% | $6,407-34.2% |
| Admin fee / account holder | $330 | $14,344-97.7% | $13,129-97.5% | $12,270-97.3% |