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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,244 | $183,539+65.2% | $155,556+94.9% | $145,897+107.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.78% | 61.31%-54.5pp | 64.84%-58.1pp | 552.29%-545.5pp |
| Employer contribution / active EE | $12,834 | $5,315+141.4% | $4,675+174.5% | $4,663+175.2% |
| Participant deferral / active EE | $12,475 | $6,467+92.9% | $5,631+121.5% | $6,689+86.5% |
| Admin fee / account holder | $186 | $19,275-99.0% | $15,885-98.8% | $13,390-98.6% |