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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $621,687 | $182,442+240.8% | $163,379+280.5% | $138,895+347.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 11.39% | 72.74%-61.3pp | 63.41%-52.0pp | 145.39%-134.0pp |
| Employer contribution / active EE | $22,319 | $4,159+436.6% | $3,752+494.8% | $4,194+432.1% |
| Participant deferral / active EE | $29,833 | $6,817+337.6% | $6,282+374.9% | $6,396+366.4% |
| Admin fee / account holder | $17,568 | $10,396+69.0% | $9,818+78.9% | $12,562+39.8% |