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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,632 | $106,749-57.3% | $145,433-68.6% | $82,448-44.7% |
| Participation rate | 86.0% | 75.6%+10.3pp | 82.1%+3.8pp | 68.1%+17.9pp |
| Annual return | 20.84% | 27.59%-6.8pp | 66.58%-45.7pp | 41.64%-20.8pp |
| Employer contribution / active EE | $2,771 | $3,444-19.5% | $4,554-39.2% | $2,551+8.6% |
| Participant deferral / active EE | $7,055 | $6,519+8.2% | $7,897-10.7% | $4,139+70.4% |
| Admin fee / account holder | $4,594 | $8,390-45.2% | $13,129-65.0% | $7,234-36.5% |