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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,632 | $106,524-57.2% | $152,301-70.0% | $87,485-47.8% |
| Participation rate | 86.0% | 75.8%+10.2pp | 82.4%+3.5pp | 68.9%+17.0pp |
| Annual return | 20.84% | 26.89%-6.1pp | 80.50%-59.7pp | 26.06%-5.2pp |
| Employer contribution / active EE | $2,771 | $3,371-17.8% | $4,624-40.1% | $2,596+6.7% |
| Participant deferral / active EE | $7,055 | $6,525+8.1% | $8,004-11.9% | $4,274+65.1% |
| Admin fee / account holder | $4,594 | $8,287-44.6% | $14,398-68.1% | $7,775-40.9% |